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First, I've figured out how much money I'll be taking out- it'll be $12,000. That'll cover all the credit-debt and give me a bit to work with to catch up on regular bills. One month's payment is added as well to the mortgage, giving me a 'free' month where I won't have to make a mortgage payment, plus the associated fees. They're waiving the value-assessment of the house due to my 'account-in-good-standing' and kickass credit rating (despite the troubles I was never a month late on ANYTHING so I never got nailed in the credit reports), and in a last bit of news the rates apparently dropped so I'll be getting a lower interest rate. Yay!

So it goes down today at 9:30 AM. I should get the cash within two weeks, although there IS a chance I could get it today. I doubt that, however.

God, this is gonna take some stress away...
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