Ah, Finances...

Once again I had a financial disaster. This time though it's totally my fault. While paying bills about a month back I managed to somehow not write down two REAL big payments... And between that and the fees I far more than wiped out my buffer. So I'm in the hole. BUT. With no help from anyone, I've solved it- It'll involve using the credit card, but I'll repay that in two months (thank ghod for that!). In addition, to prevent this from ever happening again I'm (finally, my fault totally for not doing it earlier) getting overdraft protection on my bank account; it wouldn't have prevented the mistake, but it WOULD have saved me the fees- which ended up surpassing the amounts I failed to write down.

I'm getting Quicken when I can afford it (this weekend), and setting it up synched with my online banking. I've also revised my bank record so that it's better arranged- I plan to keep using it as an additional record of transactions.

On top of that... While I won't have the $500 I wanted stashed away, this weekend I should be able to sock away $100-$200. When it comes, I'll add the Property Tax Rebate money to that, and I'll be adding cash til its at the level (or above) that I want.

Yes, I learn slow. But t least I can survive it.

Also... I'm not upset or mad at this point. I've gotten over it, and learning that it WAS my fault and not someone using my cash card is actually somewhat of a relief.

So there it is. Hopefully I'll get stuff straightened quickly.